What questions should I ask my insurance provider about, when it comes to fertility coverage?
-What do my benefits cover for infertility diagnosis and infertility treatment?
-Are infertility diagnostic procedures covered (ex: office visits, blood work, ultrasounds, hysterosalpingogram (HSG), hysteroscopy)?
-Are infertility treatments covered (ex: intrauterine insemination (IUI), in vitro fertilization (IVF), oocyte cryopreservation (egg freezing) or sperm freezing)?
-Are fertility drugs covered or reimbursable on my insurance plan? Are there any exclusions to my fertility medication coverage? Can I use a fertility specialty pharmacy of my choice?
-What is my annual or lifetime maximum benefit for infertility treatment?
-Is there an age limit by which I need to complete specific infertility treatment?